Professional Liability Insurance (Errors and Omissions Insurance)
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Key Components of Business Interruption Coverage
Covers lost income and profits resulting from a cyber incident that disrupts your business operations, such as website downtime, network outages, or inability to access critical systems.
Covers additional costs incurred to mitigate the impact of a cyber incident and resume normal business operations, including expenses for temporary IT solutions, data recovery, and customer notification.
Extends coverage to losses resulting from disruptions to third-party vendors, suppliers, or partners that affect your business’s operations, such as cloud service providers or key suppliers experiencing downtime.
Covers losses resulting from government-mandated shutdowns or restrictions that prevent your business from accessing its premises or operating normally due to a cyber incident.